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The lenders listed below are currently participating in the Smart-E program. All final underwriting decisions are made by the lender and not by the Green Bank. The Smart-E program is based on the following minimum borrower qualifications:
- Minimum FICO score of 580*
- Debt-to-income ratio under 50%
- No bankruptcies or foreclosures within the last seven years
* Individual lenders can have higher standards and requirements. Please check with the lender before applying if you have concerns about these qualifications.
Lender | Rates/Terms | Service Area* | Contact Information | |
---|---|---|---|---|
![]() | Loans up to $50,000 Terms up to 12 years Minimum 640 FICO score | ![]() | (203) 729-4442 | ionbank.com |
![]() | Loans up to $50,000 Terms up to 15 years | ![]() | (860) 513-5000 | nutmegstatefcu.org |
![]() | Loans up to $50,000 Terms up to 12 years Minimum 640 FICO score | ![]() | (860) 889-7381 | bankeasternct.com |
![]() | Loans up to $40,000 Terms up to 10 years | ![]() | (800) 761-2400 | mscu.net |
![]() | Loans up to $50,000 Terms up to 10 years | ![]() | (866) 872-1866 | unionsavings.com |
![]() | Loans up to $50,000 Terms up to 15 years | ![]() | (860) 886-0576 | coreplus.org |
*This is not an exhaustive list of each lender’s coverage area. Lenders may not be available in every town or city in a county. Contact the lender for more information, including locations and rates.