Smart-E Summer Special Offer



Now, for a limited time, homeowners installing heat pumps, battery storage, or EV charging stations are able to get a great low 2.99% interest rate with a Smart-E loan. (income eligible borrowers can get a 1.99% rate.  Please click here to view the 100% State Median Income limits by household size.)

Battery Storage

  • standalone battery
  • with new solar PV systems
  • retrofitting existing solar PV systems
  • Note: solar PV is not a special offer measure, only the battery

Eligibility: Battery loans are capped at $25,000. Anything above $25,000, up to the $40,000 loan maximum, will be processed at a blended rate.

o Contractors must be approved to participate in the Energy Storage Solutions program

o Projects must have a Reservation of Funds letter from the Energy Storage Solutions program to qualify


> Electric Vehicle Charging Equipment (Level 2)


> Heat Pumps

  • Qualifying technologies:
  • ductless mini splits
  • ducted air source heat pumps
  • ground source heat pumps (geothermal)
  • heat pump water heaters
  • solar hot water heaters
Loan Terms 5 years 7 years 10 years
Standard APR* 2.99% 2.99% 2.99%

Income eligible borrowers can get a 1.99% rate.  Please click here to view the 100% State Median Income limits by household size.

*APR=Annual Percentage Rate. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.


Property must be:

  • Located in Connecticut
  • Owner-occupied
  • 1 to 4 unit residential building
  • Condominiums must be individually metered

Customers must complete a home energy assessment through Energize CT, Norwich Public Utilities, Wallingford Electric, or CMEEC or provide proof of
having completed an energy assessment within the last 3 years.

Choose from these local lenders covering all of Connecticut. Click below to learn more about each institution’s service area, rates and special offers. Apply today!

(860) 233-5165
(860) 886-0576
(860) 889-7381

(203) 729-4442

(800) 761-2400

(860) 513-5000

(203) 252-5913

Local: (860) 283-1874
Toll-Free: (855) 344-1874

(203) 830-4200