Fix Mold and Asbestos…


And Save Money on Energy Costs

You want your home to be safe, comfortable, and energy efficient. However, many homes have mold or asbestos that can cause health issues and prevent energy improvements from happening. Now, with a Smart-E loan, you can remediate these dangers while saving money!

Smart-E loans for health & safety feature:

  • No money down
  • 5, 7, and 10-year terms
  • Financing up to $25,000

Eligible Health & Safety Improvements:

          Mold Before many money-saving improvements can be made, it’s
          important to remediate mold issues.

          Asbestos –  Homes built before 1980 are more likely to contain
          asbestos, possibly wrapping pipes or ductwork.


The Connecticut Green Bank – in partnership with Energize CT and select local lenders and contractors – offers long-term, low-interest financing to help you upgrade your home’s energy performance with no money down.

The Smart-E Loan can be used for over 40 home energy improvements, from insulation to windows, HVAC to solar PV.

  1. Find a Contractor to discuss your energy improvements.
    If your contractor is not on the approved list, they should contact to get started.

    Using multiple contractors?
    Select one to act as your general contractor. They will help facilitate this process for you.

  2. Select your health and safety improvement.
    Your contractor will work with you to be sure the improvements meet our eligibility requirements.

  3. Get pre-approved by a participating lender.
    Apply directly with your selected lender before your contractor begins the project.

  4. Close your loan with your lender.
    Your lender will reach out to schedule a loan closing once the project is approved.

  • Property must be located in Connecticut
  • Property must be owner-occupied
  • Property must be a 1 to 4 unit residential building
  • Condominiums must be individually metered

Choose from these local lenders covering all of Connecticut. Click below to learn more about each institution’s service area, rates and special offers. Apply today!


(860) 233-5165
(860) 886-0576
(860) 889-7381

(203) 729-4442

(800) 761-2400

(860) 513-5000

(203) 252-5913

Local: (860) 283-1874
Toll-Free: (855) 344-1874

(203) 830-4200