The lenders listed below are currently participating in the Smart-E program. All final underwriting decisions are made by the lender and not by the Green Bank. The Smart-E program is based on the following minimum borrower qualifications:
- Minimum FICO score of 580
- Debt-to-income ratio under 50%
- No bankruptcies or foreclosures within the last seven years
Individual lenders can have higher standards and requirements. Please check with the lender before applying if you have concerns about these qualifications.
Loans up to $50,000
Terms up to 10 years
Loans up to $50,000
Terms up to 12 years
(Not participating in the special rate offer on heat pumps)
Loans up to $50,000
Terms up to 15 years
(Not participating in the special rate offer on heat pumps)
Loans up to $40,000
Terms up to 10 years
Loans up to $50,000
Terms up to 12 years
640 FICO score
Loans up to $50,000
Terms up to 15 years
